Commercial Banking

Deposit / Payments

Commercial Banking Checking

Business Checking Accounts

FNB Bank in West Virginia offers a full suite of resources to help your business. Our business checking accounts offer comprehensive online/mobile banking solutions, featuring online bill payment, mobile remote deposit capture, business payroll accounts, ACH’s and wires. Fees may apply.

Business Checking Features
• No monthly maintenance fees
• No transaction processing fees (debit/credit fees)
• Free full feature online/mobile banking (options for individual access rights)
• First order of checks provided at no charge
• Free check deposit stamp (if needed)
• Free night drop bags (if needed)

Basic Business Banking fee information
• Returned checks from customers $10.00
• Wire transfer: Outgoing- $25.00 Incoming- $5.00
• Overdraft $30.00

FNB Bank is committed to helping your business grow by offering the resources you need to operate efficiently. With a full suite of banking products and services, FNB Bank can be a one stop shop for all your business banking needs.

Online & Mobile Banking for Business

Many businesses, through their accounting software, have a need for ACH services to pay employees and/or vendors. Through our business online banking solution, business offices can initiate, review and process electronic payment needs quickly and securely. Other functionality includes internal and external account transfers, ability to draw on available lines of credit, make loan payments and review statement and activity.

*INTERNET SERVICE PROVIDER FEES MAY APPLY WHEN USING ONLINE BANKING.
**MOBILE CARRIER FEES FOR MESSAGE & DATA PLANS MAY APPLY WHEN USING MOBILE BANKING SERVICES.

Remote Deposit Capture

A teller window at your fingertips! A scanner can be installed at your primary place of business for the deposit of checks. Deposits can be made as often as needed. FNB Bank will train your business office on the software and visit at least annually for general maintenance. As an added control, we will work with you to establish deposit limits for the protection of your business. Monthly fees may apply.

Merchant Services

FNB Bank has partnered with an industry leader to provide modern merchant service solutions. Nearly every business in today’s environment needs the ability to accept card payments, both in person and online. Through our preferred pricing arrangement, FNB may be able to help you start accepting card payments or improve the way you are currently accepting card payments. Improvement may include current, more reliable point-of-sale hardware, cost savings and/or a new “cash” register system.

Night Depository

All FNB Bank locations are fitted with an after hours depository. Your business can be provided locked bags for use in making these deposits. Deposits “dropped” after hours will be processed first thing the next business day under dual control. Drop bags are controlled by lock and key. Fees may apply.

CONTACT US ABOUT BUSINESS BANKING