FREE KASASA SAVER®
Turn your Kasasa® checking rewards into interest-earning savings — without lifting another finger!
KEY FEATURES:
- Earn Interest on Account Balance
- Save Cash Rewards Effortlessly
- No Minimum Balance Requirements
Details
- Free account that builds your savings effortlessly
- Requires a Kasasa Checking Account to open Kasasa Saver
- Links to free Kasasa Cash® or Kasasa Cash Back® checking
- Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
- 1.00% APY* on balances up to $100,000
- 1.00% to 0.63% APY on balances over $100,000 depending on balance in account*
- 0.01% APY* if qualifications are not met
- No monthly maintenance fees
- No minimum balance to earn rewards
- Free online banking
- Free e-statements
- Free online/mobile banking
- $50 minimum deposit to open
Qualifying for the higher Kasasa Saver rate is a breeze.
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and review e-statements
- Log in to online or mobile banking each monthly qualification cycle
If for some reason you don’t meet these qualifications, don’t worry. You can still earn our base rate on Kasasa Saver and get right back to earning full rewards the very next cycle that you qualify.
Have additional questions?
Email us: Kasasa@fnbtoday.com
Qualification Information: To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your linked Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: At least 12 debit card purchases, be enrolled in and have agreed to receive e-statements rather than paper statements, be enrolled in and log into online banking, and maintain a valid email address on record with our bank. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
Reward Information: When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000 in your Kasasa Saver account earn an APY of 1.00% and daily balances over $100,000 earn an interest rate of 0.2497% on the portion of the daily balance over $100,000, resulting in a range from 1.00% to 0.63% APY depending on the account’s daily balance. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.0099% resulting in an annual percentage yield of 0.01% APY. Interest will be credited to your Kasasa Saver account on the first processing day of the following statement cycle. APY = Annual Percentage Yield. APYs accurate as of 10/13/2020. APY calculations are based on an assumed balance of $100,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. E-Statement is a condition of these accounts. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of 1 account per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. High rate claim is based on FDIC’s National Weekly Rates for interest checking accounts. Claim is independent of any one institution’s offerings. Comparison Source: Interest Checking, FDIC 10/13/2020. http://www.fdic.gov/regulations/resources/rates/. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.
Trademarks: Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.