Personal Banking

Checking Accounts

FNB Bank offers many types of FDIC insured checking accounts designed to meet your individual and business needs.

Switching banks is now easier than ever.  Use the following FNB Bank EZ forms to keep everything organized as you make a move to a better banking experience.  Once your new FNB Bank account is setup, the FNB Bank EZ Forms will help you move all of your auto drafts and deposits to your new account.

Basic Checking

With “Basic Checking” you can write as many checks as you like, there are no per check fees. In addition there are no monthly maintenance fees. Minimum deposit of $50 to open. Debit card, online banking, e-statements, and online bill-pay also available.

NOW Account Checking

NOW Account Checking allows unlimited check writing privileges along with earning a tiered rate of interest. When you maintain the daily minimum balance of $1,000 or more, you’ll earn a base rate of interest. There are no monthly fees if you maintain a minimum daily balance of $1,000. For NOW Account rates click here.

Money Market Accounts (MMA)

Money Market Accounts earn a higher rate than NOW Accounts but Federal Regulations limit the number of transactions drawn on the account to six per statement cycle. The regulation also permits an unlimited “over the counter” withdrawals. A MMA lets you earn competitive interest rates, and there is no monthly maintenance fee if you maintain a daily minimum balance of $1,500 or more. For MMA rates click here.

Student Compass Accounts

FNB Bank’s checking account offered to students ages 15-23. Contact a Customer Service Representative for more information.