Personal Banking

Deposit Rates

Rates effective as of January 26, 2023

For details on Kasasa® rates & qualification information click here

Savings Deposit Rates Schedule

Account TypeInterest Rate TierCompounding FrequencyInterest RateAnnual Percentage Yield
SAVINGS $50 - $9,999.99Quarterly0.20%0.20%
$10,000 - $49,999.99Quarterly0.25%0.25%
$50,000 - $99,999.99Quarterly0.30%0.30%
$100,000 - $249,999.99Quarterly0.60%0.60%
OVER $250,000 Quarterly1.00%1.00%

Checking Deposit Rates Schedule

Account TypeInterest Rate TierCompounding FrequencyInterest RateAnnual Percentage Yield
50 PLUS INTEREST CHECKINGMinimum Deposit
$50
Monthly0.30%0.30%
BUSINESS INTEREST CHECKINGMinimum Deposit
$5,000
Monthly0.30%0.30%

CD Deposit Rates Schedule**

Account TypeMinimum DepositCompounding FrequencyInterest RateAnnual Percentage Yield
3 MONTH CD$2,500.00Quarterly0.50%0.50%
6 MONTH CD$1,000.00Quarterly0.75%0.75%
12 MONTH CD$1,000.00Quarterly0.85%0.85%
18 MONTH CD$1,000.00Quarterly1.00%1.00%
24 MONTH CD$1,000.00Quarterly1.24%1.25%
30 MONTH CD$1,000.00Quarterly1.49%1.50%
36 MONTH CD$1,000.00Quarterly3.00%3.03%
48 MONTH CD$1,000.00Quarterly3.10%3.14%
60 MONTH CD$1,000.00Quarterly3.20%3.24%

IRA Deposit Rates Schedule**

Account TypeMinimum DepositCompounding FrequencyInterest RateAnnual Percentage Yield
18 MONTH IRA (Variable)$100.00Monthly1.24%1.25%
48 MONTH IRA (Fixed)$250.00Monthly1.98%2.00%

(Variable) Variable-rate changes weekly
**Substantial penalty on early withdrawal – Fees May Reduce Earnings
Mountaineer Savings Club Accounts – Interest is Compounded Annually