Personal Banking

Deposit Rates

Rates effective as of August 16, 2018

Savings Deposit Rate Schedule

Account TypeInterest Rate TierCompounding FrequencyInterest RateAnnual Percentage Yield
SAVINGS $50 - $9,999.99Quarterly0.14%0.14%
$10,000 - $49,999.99Quarterly0.16%0.16%
$50,000 - $99,999.99Quarterly0.19%0.19%
OVER $100,000 Quarterly0.22%0.22%

Checking Deposit Rate Schedule

Account TypeInterest Rate TierCompounding FrequencyInterest RateAnnual Percentage Yield
NOW$1,000 - $4,999.99Monthly0.09%0.09%
$5,000 - $24,999.99Monthly0.11%0.11%
OVER $25,000 Monthly0.17%0.17%
MMA$1,500 - $4,999.99Monthly0.10%0.10%
$5,000 - $24,999.99Monthly0.15%0.15%
$25,000 - $99,999.99Monthly0.19%0.19%
OVER $100,000Monthly0.22%0.22%

CD Deposit Rate Schedule**

Account TypeMinimum DepositCompounding FrequencyInterest RateAnnual Percentage Yield
3 MONTH CD$2,500.00Quarterly0.30%0.30%
6 MONTH CD$1,000.00Quarterly0.35%0.35%
12 MONTH CD$1,000.00Quarterly0.75%0.75%
18 MONTH CD$1,000.00Quarterly0.90%0.90%
24 MONTH CD$1,000.00Quarterly1.00%1.00%
30 MONTH CD$1,000.00Quarterly1.24%1.25%
36 MONTH CD$1,000.00Quarterly1.44%1.45%
48 MONTH CD$1,000.00Quarterly1.74%1.75%
60 MONTH CD$1,000.00Quarterly2.08%2.10%

IRA Deposit Rate Schedule**

Account TypeMinimum DepositCompounding FrequencyInterest RateAnnual Percentage Yield
18 MONTH IRA (Variable)$100.00Monthly1.00%1.00%
48 MONTH IRA (Fixed)$250.00Monthly1.74%1.75%

(Variable) Variable rate changes weekly
**Substantial penalty on early withdrawal – Fees May Reduce Earnings
Mountaineer Savings Club Accounts – Interest is Compounded Annually