Personal Banking

Deposit Rates

Rates effective as of September 29, 2022

For details on Kasasa® rates & qualification information click here

Savings Deposit Rates Schedule

Account TypeInterest Rate TierCompounding FrequencyInterest RateAnnual Percentage Yield
SAVINGS $50 - $9,999.99Quarterly0.12%0.12%
$10,000 - $49,999.99Quarterly0.13%0.13%
$50,000 - $99,999.99Quarterly0.15%0.15%
OVER $100,000 Quarterly0.25%0.25%

Checking Deposit Rates Schedule

Account TypeInterest Rate TierCompounding FrequencyInterest RateAnnual Percentage Yield
50 PLUS INTEREST CHECKINGMinimum Deposit
$50
Monthly0.08%0.08%
BUSINESS INTEREST CHECKINGMinimum Deposit
$5,000
Monthly0.08%0.08%

CD Deposit Rates Schedule**

Account TypeMinimum DepositCompounding FrequencyInterest RateAnnual Percentage Yield
3 MONTH CD$2,500.00Quarterly0.35%0.35%
6 MONTH CD$1,000.00Quarterly0.45%0.45%
12 MONTH CD$1,000.00Quarterly0.70%0.70%
18 MONTH CD$1,000.00Quarterly0.80%0.80%
24 MONTH CD$1,000.00Quarterly0.90%0.90%
30 MONTH CD$1,000.00Quarterly1.00%1.00%
36 MONTH CD$1,000.00Quarterly1.09%1.10%
48 MONTH CD$1,000.00Quarterly1.29%1.30%
60 MONTH CD$1,000.00Quarterly1.59%1.60%

IRA Deposit Rates Schedule**

Account TypeMinimum DepositCompounding FrequencyInterest RateAnnual Percentage Yield
18 MONTH IRA (Variable)$100.00Monthly1.09%1.10%
48 MONTH IRA (Fixed)$250.00Monthly1.49%1.50%

(Variable) Variable-rate changes weekly
**Substantial penalty on early withdrawal – Fees May Reduce Earnings
Mountaineer Savings Club Accounts – Interest is Compounded Annually