Call 304-822-8700 800-482-8110 Locations

Personal Banking

Deposit Rates

Rates effective as of August 17, 2017

Savings Deposit Rate Schedule

Account TypeInterest Rate TierCompounding FrequencyInterest RateAnnual Percentage Yield
SAVINGS $50 - $9,999.99Quarterly0.12%0.12%
$10,000 - $49,999.99Quarterly0.14%0.14%
$50,000 - $99,999.99Quarterly0.17%0.17%
OVER $100,000 Quarterly0.20%0.20%

Checking Deposit Rate Schedule

Account TypeInterest Rate TierCompounding FrequencyInterest RateAnnual Percentage Yield
NOW$1,000 - $4,999.99Monthly0.07%0.07%
$5,000 - $24,999.99Monthly0.07%0.07%
OVER $25,000 Monthly0.15%0.15%
MMA$1,500 - $4,999.99Monthly0.10%0.10%
$5,000 - $24,999.99Monthly0.15%0.15%
$25,000 - $99,999.99Monthly0.17%0.17%
OVER $100,000Monthly0.20%0.20%
PREMIUM BUSINESS CHECKING$25,000 - $99,999.99Monthly0.08%0.08%
$100,000 - $199,999.99Monthly0.10%0.10%
OVER $200,000Monthly0.15%0.15%

CD Deposit Rate Schedule**

Account TypeMinimum DepositCompounding FrequencyInterest RateAnnual Percentage Yield
3 MONTH CD$2,500.00Quarterly0.25%0.25%
6 MONTH CD$1,000.00Quarterly0.30%0.30%
12 MONTH CD$1,000.00Quarterly0.40%0.40%
18 MONTH CD$1,000.00Quarterly0.45%0.45%
24 MONTH CD$1,000.00Quarterly0.55%0.55%
30 MONTH CD$1,000.00Quarterly0.65%0.65%
36 MONTH CD$1,000.00Quarterly0.85%0.85%
48 MONTH CD$1,000.00Quarterly1.10%1.10%
60 MONTH CD$1,000.00Quarterly1.70%1.71%

IRA Deposit Rate Schedule**

Account TypeMinimum DepositCompounding FrequencyInterest RateAnnual Percentage Yield
18 MONTH IRA (Variable)$100.00Monthly1.00%1.00%
48 MONTH IRA (Fixed)$250.00Monthly1.25%1.25%

(Variable) Variable rate changes weekly
**Substantial penalty on early withdrawal – Fees May Reduce Earnings
Mountaineer Savings Club Accounts – Interest is Compounded Annually